Business Loans

Peoples First realizes that credit is an integral part of your business operation. Ample credit enables your business to take advantage of trade discounts, favorable purchase terms on new equipment, even fuel growth of inventory and accounts receivable. We have several credit products available, including a 14.9% fixed interest rate Corporate Credit Card. We also offer customized financing packages including Commercial Real Estate Mortgages, tenant improvement financing, and start up financing.

Corporate Credit Card

Personal credit cards are often used for business purposes. However, many accountants and bookkeepers agree that separating personal and business purchases makes monthly reconcilement and income tax preparation much easier. Therefore, many of our business clients choose to establish a Corporate Credit Card relationship with Peoples First. We have developed a popular corporate credit card program, with the following features:

• Very competitive fixed interest rate of 14.9% fixed. This is NOT a teaser rate.
• No annual fee when a commercial checking account relationship is maintained
• Streamlined application and approval process
• Generous credit lines available, up to $10,000 per card

Customized Credit Offerings

While we designed our credit products, we realize that we cannot design a product for all applications. Therefore, we offer several customized financing packages including the following:

• Commercial Real Estate Mortgages
• Tenant Improvement Financing
• Start up Financing
• Commercial Lines of Credit, and SBA Financing

Simply contact your nearest Banking Center and ask for additional details. One of our Business Banking representatives will meet with you to discuss your banking needs.