Peoples First Community Bank :: Personal Banking :: Checking Accounts

Money Market Checking

Limited check writing with premium interest

The Money Market Checking account offers limited check writing while offering you a premium market interest rate. Up to six (6) transfers a statement cycle², of which three checks per month², may be written on your Money Market account while you may still have unlimited over-the counter transactions. Another advantage is that you only have to keep a minimum balance of $50 to earn! And our deposit tiering pays you based on your balance. The higher your balance...the better the interest rate!

Bank your way - with Money Market Checking from Peoples First Community Bank.

Take a look at the benefits of Money Market Checking:

Interest Rates Effective
As Of: 12/17/2008

Deposit Tier	Interest Rate	APY
$50 - $49,999.99	0.15%	0.15%
$50,000 - $99,999.99	0.30%	0.30%
$100,000 - $499,999.99	0.50%	0.50%
$500,000 +	1.00%	1.00%

APY = Annual Percentage Yield

Features

Interest Bearing^*
Limited Overdraft Protection available¹
(3) three free checks per statement cycle²
No monthly fee with minimum balance³
Unlimited over the counter transactions
Free Telephone Banking
Free Internet Banking⁴

Notes

Requirements Minimum to open: $1,000.
Minimum to earn: $50.
Minimum to avoid charge: $1,000

An accompanying account such as a PFCB savings, line of credit, or MasterCard with sufficient funds available is required for overdraft protection.
You may only make 6 (six) transfers from your account each statement cycle - transfers by checks to third parties, ACH or other third party transfers may not exceed 3 (three).
$10 charge if balance falls below $1,000
No setup or monthly charge. Optional Bill Pay service cannot be used with this account

*Interest earned with required balance. All rates set by management and are subject to change without notice. For account regulations and restrictions, please consult an account representative. Applicable maintenance/service fees may reduce earnings.

Frequently Asked Questions:

What do I need to bring with me to open an account?
Stop by your local Peoples First Community Bank office where our Customer Service representatives will be happy to assist you in opening up your Money Market Checking account. You will need to bring your Florida driver's License or Florida ID and your Social Security card. You will also need to have the minimum to open amount deposit with you.

Will I be charged for this account?

There is no monthly service charge with Money Market Checking if the balance does not fall below $1,000. In the event your balance falls below $1,000 you will be charged a $10 service charge. You may incur charges for using your ATM card at locations other than Peoples First Community Bank's ATM machines.