Peoples First Community Bank :: Personal Banking :: Checking Accounts

Preferred Money Market Checking

Limited check writing with super interest.

The Preferred Money Market Checking account offers limited check writing while offering you a super premium market interest rate. Up to six (6) transfers a statement cycle², of which three checks per month², may be written on your Preferred Money Market account while you may still have unlimited over-the counter transactions.

And our deposit tiering pays you based on your balance. The higher your balance...the better the interest rate! If you like to keep a large balance and maintain liquidity then this is the account for you.

Bank your way - with Preferred Money Market Checking from Peoples First Community Bank.

Take a look at the rates and features of Preferred Money Market Checking:

Interest Rates Effective
As Of: 12/17/2008

Deposit Tier	Interest Rate	APY
$0.00 - $4,999.99	0.15%	0.15%
$5,000 - $19,999.99	1.00%	1.00%
$20,000 - $49,999.99	1.49%	1.50%
$50,000 - $99,999.99	2.72%	2.75%
$100,000 +	2.72%	2.75%

APY = Annual Percentage Yield

Features

Must have a Peoples First Checking account
Must have a Peoples First Credit Card or Loan Relationship
No monthly fee with minimum balance³
Interest Bearing^*
Limited Overdraft Protection avialable¹
(3) three free checks per statement cycle²
Unlimited over the counter transactions
Free Telephone Banking
Free Internet Banking⁴

Notes

Requirements
Minimum to open: $5,000.
Minimum to earn: None.
Minimum to avoid charge: $5,000

An accompanying account such as a PFCB savings, line of credit, or MasterCard with sufficient funds available is required for overdraft protection.
You may only make 6 (six) transfers from your account each statement cycle - transfers by checks to third parties, ACH or other third party transfers may not exceed 3 (three).
$25 if balance falls below $5,000
No setup or monthly charge. Optional Bill Pay service cannot be used with this account.

*Interest earned with required balance. All rates set by management and are subject to change without notice. For account regulations and restrictions, please consult an account representative. Applicable maintenance/service fees may reduce earnings

Frequently Asked Questions:

What do I need to bring with me to open an account?
Stop by your local Peoples First Community Bank office where our Customer Service representatives will be happy to assist you in opening up your Preferred Money Market Checking account. You will need to bring your Florida driver's License or Florida ID and your Social Security card. You will also need to have the minimum to open amount deposit with you.

Will I be charged for this account?
There is no monthly service charge with Money Market Checking if the balance does not fall below $5,000. In the event your balance falls below $5,000 you will be charged a $25 service charge. You may incur charges for using your ATM card at locations other than Peoples First Community Bank's ATM machines.