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Personal Banking

Prime 55 Savings

Another one of life's little rewards.

The Prime 55 Savings account is the perfect compliment to our Prime 55 Checking account. This  account allows you to "park" your surplus funds, have ready access and get a premium tiered interest rate. You must have a Prime 55 Checking account and there is no monthly fee1 with the required minimum balance1.

Seniority has significant advantages. Get the most from your savings account - with Prime 55 Savings from Peoples First Community Bank.


Interest Rates Effective
As Of: 12/17/2008
Deposit TierInterest RateAPY
$50 - $19,999.990.10%0.10%
$20,000 - $29,999.990.15%0.15%
$30,000 - $39,999.990.25%0.25%
$40,000 - $49,999.990.50%0.50%
$50,000 - $54,999.990.75%0.75%
$55,000 +1.00%1.00%
APY = Annual Percentage Yield
  • Customer must have a Prime 55 checking account  
  • No monthly fee1
  • Interest Bearing*
  • Premium interest rates for tiered balances
  • Interest compounds daily and posts monthly  
  • Money can only be withdrawn over-the-counter
  • Free Telephone Banking
  • Free Internet Banking2

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Notes


Requirements
  • Minimum to open: $100.
  • Minimum balance: $500.
  1. $5 service charge if balance falls below $500
  2. No setup or monthly charge. Optional Bill Pay service cannot be used with this account. Viewing rights only; no transfer ability
*Interest earned with required balance. All rates set by management and are subject to change without notice. For account regulations and restrictions, please consult an account representative. Applicable maintenance/service fees may reduce earnings.

Frequently Asked Questions:

What do I need to bring with me to open an account?
Stop by your local Peoples First Community Bank office where our Customer Service representatives will be happy to assist you in opening up your Prime 55 Savings account. You will need to bring your Florida driver's License or Florida ID and your Social Security card. You will also need to have the minimum to open amount deposit with you.

Will I be charged for this account?
The Peoples First Community Bank Prime 55 Savings account does not have a monthly service charge so long as the balance does not fall below $5001.

Do all parties on the account have to be 55?
No. In fact, if there is 1 person 50 or over, you can qualify to open a Prime 55 Savings account. You must also have a Prime 55 Checking account in order to open a Prime 55 Savings account.

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